What is Travel Insurance

Travel insurance offers cover on medical, financial and other losses incurred while travelling outside the country of residence. It covers all travelers for holiday and business purposes in the event of accidents, sickness or loss of property.

Types of Travel Insurance Policies

• Travel Medical Insurance Policy
• Medical Evacuation Insurance Policy
• Package Travel Insurance Policyy
• Annual/Speciality Travel Insurance Policy

You can get a travel insurance easily through your travel agency. Inquiries are mostly made at the point of your registration, if you need an insurance cover or not. Please always confirm and check the reputation of the travel insurance companies that are in partnership with your travel agency before making conclusions.
Documents required include a passport still valid for at least six months after your return date, and a visa for countries that may require them (such as the Schengen countries), alongside other required documents specified by such countries.

Benefits Of Travel Insurance Plans in Nigeria

• For an individual with travel insurance, you do not have to worry about any trip cancellation or interruption. An emergency could come up that would lead to cancellation and in a situation where one has already paid for the trip, they could lose a good deal of money.
• As a traveler, you are likely prone to diseases that your immune system has never been exposed to before. As such, the likelihood of coming down with strange sickness in a strange land is quite high. With the right travel insurance policy, you will be covered by such risks.
• Medical expenses will be very expensive in some countries. Sustaining a very serious injury in such a place will cost you so much, and it would be really unfortunate if you do not have a means of getting your expenses back
• In rare cases of luggage displacement, loss or damage of personal belongings, or loss of travel documents, your travel insurance policy will there to give you cover all the way
• Some travel insurance also offers travel assistance and full-time emergency services to their clients. This will help your travel experience and help you deal with unfavorable situations promptly.